Personal finance · iPhone
Midos is a personal expense tracker you actually keep up with. Dictate a whole day of spending in one go, scan a receipt line by line, or tap it in on the keypad. Set a weekly norm per category — every euro you keep under it is counted as money earned.
Midos is an app for tracking money you enter yourself. It is not a bank and it does not connect to your bank accounts.
Illustration of the interface — not a screenshot. Figures are examples.
Three ways in
Most tracking apps die at the data-entry step. Midos gives you three routes to the same place — a short, editable list you confirm before anything is saved.
Hold the button and say everything at once — “coffee four fifty by card, groceries thirty-one twenty, taxi twelve”. Midos splits the batch into separate transactions with amounts, categories and accounts filled in. Speech is transcribed on your device; only the resulting text is sent for parsing.
Point the camera at a receipt and pick a mode: log it as one transaction with the total, or break it out so each line item becomes its own transaction with its own category. Handy when one shop trip is really groceries plus household plus a gift.
A purpose-built keypad, a swipe between expense / income / transfer, recent categories where your thumb already is. No voice, no camera, no network — the manual path works everywhere, including on a plane.
Voice and receipt parsing are powered by an AI model, and models make mistakes. Midos never writes straight to your ledger: it always shows an editable review list first, where you can fix an amount, change a category, pick a different account or delete a line. Nothing is saved until you confirm it.
What's inside
Every screen is designed to make the boring part — writing down where the money went — short enough that you keep doing it, and rewarding enough that you want to.
Set a weekly norm for a few categories. Spend under it and the difference lands in a running earnings counter — in lime, right on the home screen. Saving stops being an absence and becomes a number that goes up.
A day counts when you log it — including no-spend days. Miss one and an automatic freeze can cover you, so a single busy Tuesday doesn't wipe out a month of habit.
Light, per-category weekly limits instead of a rigid annual budget. One savings goal at a time, with progress fed by what you actually save week to week.
As many accounts as you keep money in, a two-level category tree you can rename and recolour, and proper transfers that move value without polluting your spending totals.
Spending by category, income against expense, net-worth and expense trends, your typical day, and a comparison with the previous period — over a day, a week, a month, a year or a custom range.
Rent, utilities and subscriptions become templates that post themselves on the scheduled day, so your norms and analytics reflect reality without any monthly data-entry chore.
Log in the currency you paid in. Midos snapshots the exchange rate at the moment you save, so your history and analytics in your base currency don't silently rewrite themselves later.
The whole app — logging, streaks, norms, analytics, export — runs on the device with no account at all. Turn sync on if you want your data on more than one device, and turn it off again whenever you like.
Export everything to CSV or JSON from Settings at any time. No lock-in, no “premium export”.
Private by design
Your spending is about as personal as data gets. Midos is built so that most of it never has to leave your phone in the first place.
Pricing
Everything that makes Midos a finance app — logging, accounts, norms, goals, streaks, analytics, export, offline use — is free and stays free. Pro exists because voice parsing and receipt reading cost real money to run.
No account required
Weekly, monthly or annual · price shown in the App Store
Midos Pro is an auto-renewing subscription sold exclusively through Apple In-App Purchase. Prices are set per region and shown inside the app before you buy. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically at the price shown unless you cancel at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours before the period ends. Any unused portion of a free trial is forfeited when you buy a subscription. You can manage or cancel your subscription in your App Store account settings at any time. See the Terms of Use and the Privacy Policy for the full terms.
Eleven languages
The interface, the category names and the voice input all follow your language — including languages most trackers skip.
Questions